A mix of winding urban and rural roads in Fort Wayne, IN, means that local bikers must ride carefully and choose the best insurance options to protect their bikes from collision and non-collision-related events. 

Get information and tips on protecting your two-wheeled investment from the insurance experts at Wise Insurance Agency in Fort Wayne. 

Bikers Guide to Motorcycle Insurance in Ft. Wayne, IN

If you’re a biker in Fort Wayne, it is crucial for you to know the types of motorcycle insurance policies and differences in coverage to protect your financial interests.

The primary insurance policies available for local bikers include state-mandated liability insurance policies and full-coverage comprehensive policies.

Liability Only Motorcycle Insurance 

Choosing a liability-only insurance policy for bikers ensures that some of your financial interests are protected in the case of an at-fault accident. Liability coverages shield cyclists from legal fees, medical claims, and other fees related to an accident. However, these policies don’t include protections for covering yourself, your bike, or any personal property in an accident. 

Comprehensive Motorcycle Insurance 

Get comprehensive motorcycle insurance when you’re looking for complete protection for your motorbike. Comprehensive insurance covers you, your bike, and other drivers and provides protections for non-collision-related events, including natural disasters, theft, or vandalism. 

Choose comprehensive insurance to protect your motorcycle against weather-related events, such as blinding snow, flooded roads, and extreme heat. 

Many local bikers commute to and from work, so it is important to have a comprehensive policy that protects them from a myriad of potential threats. 

Contact a licensed insurance agent at Wise Insurance Agency to learn more about your available coverage options and add-on protection like emergency roadside assistance. Get a motorcycle insurance quote today!